💰 Best Personal Loans in 2025: Low Interest, Fast Approval, and Flexible Repayment
Compare the best personal loan providers in the USA based on interest rates, eligibility, loan amounts, and customer reviews.
1. SoFi Personal Loans
- Loan Amount: $5,000 to $100,000
- APR: 8.99% – 23.43%
- Perks: No origination fee, unemployment protection
Check SoFi Rates
2. LendingClub
- Loan Amount: $1,000 to $40,000
- APR: 9.57% – 35.99%
- Perks: Great for average credit borrowers
View LendingClub Offers
3. Marcus by Goldman Sachs
- Loan Amount: $3,500 to $40,000
- APR: 6.99% – 24.99%
- Perks: No fees, customizable due dates
Explore Marcus Loans
4. Upstart
- Loan Amount: $1,000 to $50,000
- APR: 6.4% – 35.99%
- Perks: AI-based approval for low credit scores
Apply at Upstart
5. Discover Personal Loans
- Loan Amount: $2,500 to $40,000
- APR: 7.99% – 24.99%
- Perks: Direct payment to creditors
Compare Discover Loans
Pro Tip: Check multiple lenders before applying to find the lowest interest rates and best repayment options for your needs.